Trailers Insurance - Palmdale, Lancaster, CA

Motor home insurance is not an option if you have an existing loan from a lender or even if you own your recreational vehicle without the help from a bank or mortgage company. First, if a lender provides monetary support to a borrower, one of the conditions of this loan is purchasing motor home insurance. Buying insurance on your Winnebago not only protects the lien holder’s interest, but also your personal liability.

California law requires that all driver’ have written proof of financial responsibility at all times. This will fulfill the personal liability requirements in the event that an individual causes bodily injury to another person while driving their vehicle. The minimum limit of liability required in California is $15,000 per person, but no more than 30.000 per accident. In other words, if one injured person’s medical cost is more than 15,000; your insurance company will pay up to the policy limit. With this information in mind, imagine how much damage motor home may cause? Would 15,000 dollars be enough to cover bodily injury i.e. hospital bills on one injured individual?

This is definitely something to consider when a buyer is shopping for motor home insurance. Furthermore, purchasing recreational vehicle insurance will satisfy the Department of Motor and Vehicles as well as the lien holder’s physical damage to the motor home they entrusted in you.


 









 

 

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